From a Bishop in Nevada:
The Budget form"Family Budget Worksheet" is lacking a little for starter budgets. The Worksheet lacks the categories to consider those things that occur annually, hence breaking the budget and causing people to get off track and not use the form. Please see the form that I created that has worked extremely well for our couples to begin a budget. It takes them less than 15 minutes and gives a quick snapshot for the bishop to see the problem areas such as car payments, cable, cell phone, entertainment, eating out, etc.
I have more feedback that I have been thinking of from time to time, but perhaps this will be a good start. Thank you for the opportunity!
Bishop Steven Tokita
Stallion Mountain Ward
Las Vegas, NV East Stake